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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,533 | $96,691-46.7% | $86,656-40.5% | $139,487-63.1% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 6.50% | 106.87%-100.4pp | 593.09%-586.6pp | 373.84%-367.3pp |
| Employer contribution / active EE | $4,027 | $3,267+23.3% | $3,025+33.1% | $4,755-15.3% |
| Participant deferral / active EE | $7,105 | $4,838+46.9% | $4,439+60.0% | $6,713+5.8% |
| Admin fee / account holder | $215,969 | $6,414+3267.0% | $5,619+3743.8% | $11,407+1793.3% |