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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,354 | $135,956+68.0% | $123,894+84.3% | $273,972-16.7% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 6.36% | 56.63%-50.3pp | 47.52%-41.2pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,002 | $5,170-61.3% | $4,617-56.6% | $4,869-58.9% |
| Participant deferral / active EE | $4,767 | $6,343-24.8% | $5,984-20.3% | $5,287-9.8% |
| Admin fee / account holder | $1,701 | $9,817-82.7% | $8,357-79.6% | $10,133-83.2% |