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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,381 | $77,817-64.8% | $123,553-77.8% | $64,173-57.3% |
| Participation rate | 32.8% | 74.7%-41.9pp | 82.3%-49.5pp | 69.6%-36.8pp |
| Annual return | -2.65% | 12.49%-15.1pp | 119.21%-121.9pp | 7.63%-10.3pp |
| Employer contribution / active EE | $697 | $3,014-76.9% | $4,628-84.9% | $2,381-70.7% |
| Participant deferral / active EE | $1,171 | $5,240-77.7% | $6,426-81.8% | $3,470-66.3% |
| Admin fee / account holder | $276 | $5,519-95.0% | $9,284-97.0% | $4,887-94.4% |