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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,415 | $96,136+318.6% | $135,987+195.9% | $80,925+397.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 76.4%+23.6pp | 67.7%+32.3pp |
| Annual return | 15.08% | 28.70%-13.6pp | 580.01%-564.9pp | 35.65%-20.6pp |
| Employer contribution / active EE | $14,286 | $3,350+326.5% | $4,214+239.0% | $2,756+418.3% |
| Participant deferral / active EE | $21,644 | $5,706+279.3% | $7,027+208.0% | $4,299+403.5% |
| Admin fee / account holder | $6,579 | $8,236-20.1% | $6,716-2.0% | $6,940-5.2% |