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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,415 | $96,236+318.2% | $133,698+201.0% | $80,959+397.1% |
| Participation rate | 100.0% | 71.2%+28.8pp | 76.4%+23.6pp | 67.7%+32.3pp |
| Annual return | 15.08% | 28.74%-13.7pp | 580.90%-565.8pp | 35.67%-20.6pp |
| Employer contribution / active EE | $14,286 | $3,350+326.4% | $4,218+238.7% | $2,757+418.1% |
| Participant deferral / active EE | $21,644 | $5,709+279.1% | $7,016+208.5% | $4,300+403.3% |
| Admin fee / account holder | $6,579 | $8,250-20.3% | $6,703-1.8% | $6,925-5.0% |