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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,918 | $148,629-24.7% | $135,982-17.7% | $139,487-19.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.04% | 79.33%-61.3pp | 68.32%-50.3pp | 373.84%-355.8pp |
| Employer contribution / active EE | $12,916 | $5,247+146.2% | $4,859+165.8% | $4,755+171.6% |
| Participant deferral / active EE | $9,598 | $8,102+18.5% | $7,760+23.7% | $6,713+43.0% |
| Admin fee / account holder | $2,415 | $12,406-80.5% | $10,767-77.6% | $11,407-78.8% |