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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,355 | $165,381-75.6% | $149,730-73.0% | $158,966-74.6% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 28.31% | 348.29%-320.0pp | 276.70%-248.4pp | 302.95%-274.6pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,843 | $7,182-32.6% | $6,843-29.2% | $5,983-19.1% |
| Admin fee / account holder | $851 | $10,809-92.1% | $9,310-90.9% | $11,250-92.4% |