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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,712 | $213,785-64.1% | $185,441-58.6% | $155,188-50.6% |
| Participation rate | 73.3% | 83.2%-9.9pp | 80.3%-6.9pp | 80.8%-7.5pp |
| Annual return | 13.22% | 19.97%-6.8pp | 20.16%-6.9pp | 148.84%-135.6pp |
| Employer contribution / active EE | $8,065 | $5,393+49.5% | $4,672+72.6% | $4,248+89.9% |
| Participant deferral / active EE | $5,417 | $6,864-21.1% | $6,152-11.9% | $6,531-17.1% |
| Admin fee / account holder | $10,710 | $21,134-49.3% | $17,890-40.1% | $14,480-26.0% |