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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,415 | $57,073-71.2% | $85,126-80.7% | $80,925-79.7% |
| Participation rate | 36.7% | 56.4%-19.7pp | 67.5%-30.8pp | 67.7%-30.9pp |
| Annual return | 17.80% | 21.69%-3.9pp | 66.63%-48.8pp | 35.65%-17.8pp |
| Employer contribution / active EE | $3,803 | $1,801+111.2% | $2,731+39.2% | $2,756+38.0% |
| Participant deferral / active EE | $1,338 | $3,113-57.0% | $4,523-70.4% | $4,299-68.9% |
| Admin fee / account holder | $0 | $4,988-100.0% | $6,160-100.0% | $6,940-100.0% |