Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,473 | $48,300-80.4% | $40,145,923-100.0% | $62,881-84.9% |
| Participation rate | 42.9% | 62.0%-19.2pp | 68.4%-25.5pp | 69.3%-26.4pp |
| Annual return | 15.00% | 6.95%+8.0pp | 5.24%+9.8pp | 20.14%-5.1pp |
| Employer contribution / active EE | $0 | $1,333-100.0% | $1,844-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,324 | $2,388-2.7% | $2,591-10.3% | $3,203-27.4% |
| Admin fee / account holder | $423 | $2,919-85.5% | $2,903-85.4% | $4,296-90.1% |