Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,248 | $51,620-74.3% | $90,324-85.3% | $65,186-79.7% |
| Participation rate | 28.0% | 68.6%-40.7pp | 73.3%-45.3pp | 70.2%-42.2pp |
| Annual return | 18.99% | 24.94%-5.9pp | 78.15%-59.2pp | 29.39%-10.4pp |
| Employer contribution / active EE | $140 | $2,235-93.7% | $2,856-95.1% | $2,177-93.6% |
| Participant deferral / active EE | $1,053 | $2,871-63.3% | $3,885-72.9% | $3,514-70.0% |
| Admin fee / account holder | $2,316 | $384+502.7% | $5,356-56.8% | $847+173.4% |