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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,408 | $135,645-41.5% | $110,243-28.0% | $135,380-41.3% |
| Participation rate | 60.0% | 83.5%-23.5pp | 79.8%-19.8pp | 82.6%-22.6pp |
| Annual return | -6.09% | 513.24%-519.3pp | 314.76%-320.8pp | 519.81%-525.9pp |
| Employer contribution / active EE | $1,600 | $4,907-67.4% | $3,827-58.2% | $4,779-66.5% |
| Participant deferral / active EE | $3,967 | $5,507-28.0% | $4,672-15.1% | $5,609-29.3% |
| Admin fee / account holder | $25 | $11,458-99.8% | $8,548-99.7% | $10,828-99.8% |