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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,418 | $115,810+61.8% | $101,271+85.1% | $158,966+17.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.42% | 56.15%-43.7pp | 46.48%-34.1pp | 302.95%-290.5pp |
| Employer contribution / active EE | $11,277 | $4,175+170.1% | $3,660+208.1% | $4,762+136.8% |
| Participant deferral / active EE | $7,646 | $4,958+54.2% | $4,371+74.9% | $5,983+27.8% |
| Admin fee / account holder | $1,951 | $7,248-73.1% | $5,948-67.2% | $11,250-82.7% |