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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $604,184 | $100,139+503.3% | $85,187+609.2% | $145,884+314.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 6.26% | 84.15%-77.9pp | 66.67%-60.4pp | 551.85%-545.6pp |
| Employer contribution / active EE | $22,560 | $3,238+596.7% | $2,732+725.6% | $4,662+383.9% |
| Participant deferral / active EE | $18,747 | $5,296+254.0% | $4,525+314.3% | $6,690+180.2% |
| Admin fee / account holder | $936 | $7,262-87.1% | $6,162-84.8% | $13,392-93.0% |