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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,806 | $138,114-19.8% | $125,391-11.6% | $134,545-17.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.76% | 750.88%-765.6pp | 572.41%-587.2pp | 418.37%-433.1pp |
| Employer contribution / active EE | $28,275 | $5,246+439.0% | $4,816+487.1% | $4,742+496.3% |
| Participant deferral / active EE | $16,267 | $7,801+108.5% | $7,448+118.4% | $6,401+154.1% |
| Admin fee / account holder | $574 | $11,570-95.0% | $10,009-94.3% | $11,431-95.0% |