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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,220 | $129,959-63.7% | $104,301-54.7% | $134,532-64.9% |
| Participation rate | 75.0% | 79.5%-4.5pp | 73.3%+1.7pp | 81.2%-6.2pp |
| Annual return | -25.58% | 42.04%-67.6pp | 24.61%-50.2pp | 418.27%-443.8pp |
| Employer contribution / active EE | $3,279 | $4,185-21.6% | $3,373-2.8% | $4,741-30.8% |
| Participant deferral / active EE | $6,032 | $5,589+7.9% | $4,626+30.4% | $6,401-5.8% |
| Admin fee / account holder | $5,253 | $9,325-43.7% | $7,340-28.4% | $11,429-54.0% |