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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,937 | $54,573+24.5% | $90,970-25.3% | $73,497-7.6% |
| Participation rate | 35.2% | 61.2%-26.0pp | 69.0%-33.8pp | 70.7%-35.5pp |
| Annual return | 13.44% | 16.69%-3.2pp | 134.60%-121.2pp | 28.51%-15.1pp |
| Employer contribution / active EE | $0 | $991-100.0% | $2,122-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $2,259 | $2,517-10.3% | $3,373-33.0% | $3,740-39.6% |
| Admin fee / account holder | $0 | $521-100.0% | $5,961-100.0% | $513-100.0% |