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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,858 | $175,259+50.6% | $149,723+76.2% | $139,487+89.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.05% | 166.82%-145.8pp | 134.50%-113.4pp | 373.84%-352.8pp |
| Employer contribution / active EE | $9,555 | $5,478+74.4% | $4,821+98.2% | $4,755+101.0% |
| Participant deferral / active EE | $9,477 | $6,522+45.3% | $5,682+66.8% | $6,713+41.2% |
| Admin fee / account holder | $921 | $16,158-94.3% | $13,215-93.0% | $11,407-91.9% |