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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,452 | $172,111+134.4% | $150,298+168.4% | $137,256+193.9% |
| Participation rate | 84.2% | 81.7%+2.5pp | 77.8%+6.5pp | 80.0%+4.3pp |
| Annual return | 15.75% | 69.37%-53.6pp | 62.79%-47.0pp | 220.34%-204.6pp |
| Employer contribution / active EE | $7,761 | $4,636+67.4% | $4,154+86.8% | $4,156+86.7% |
| Participant deferral / active EE | $5,760 | $6,166-6.6% | $5,453+5.6% | $6,407-10.1% |
| Admin fee / account holder | $18,885 | $16,471+14.7% | $14,116+33.8% | $12,270+53.9% |