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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,333 | $183,539+92.5% | $155,556+127.1% | $145,897+142.2% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 19.36% | 61.31%-41.9pp | 64.84%-45.5pp | 552.29%-532.9pp |
| Employer contribution / active EE | $6,750 | $5,315+27.0% | $4,675+44.4% | $4,663+44.8% |
| Participant deferral / active EE | $10,566 | $6,467+63.4% | $5,631+87.7% | $6,689+58.0% |
| Admin fee / account holder | $1,753 | $19,275-90.9% | $15,885-89.0% | $13,390-86.9% |