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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,598 | $114,093+35.5% | $96,171+60.8% | $167,536-7.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 8.22% | 190.00%-181.8pp | 192.04%-183.8pp | 478.82%-470.6pp |
| Employer contribution / active EE | $4,436 | $3,429+29.3% | $2,799+58.5% | $4,839-8.3% |
| Participant deferral / active EE | $13,950 | $5,197+168.4% | $4,350+220.7% | $6,342+120.0% |
| Admin fee / account holder | $2,592 | $6,899-62.4% | $5,538-53.2% | $12,315-79.0% |