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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,082 | $138,075+33.3% | $123,552+49.0% | $135,379+36.0% |
| Participation rate | 90.9% | 84.7%+6.2pp | 82.3%+8.6pp | 82.6%+8.3pp |
| Annual return | -1.38% | 153.70%-155.1pp | 119.20%-120.6pp | 519.79%-521.2pp |
| Employer contribution / active EE | $11,698 | $5,152+127.1% | $4,628+152.8% | $4,779+144.8% |
| Participant deferral / active EE | $12,632 | $6,800+85.8% | $6,426+96.6% | $5,609+125.2% |
| Admin fee / account holder | $4,446 | $10,917-59.3% | $9,285-52.1% | $10,828-58.9% |