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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,046 | $153,311-65.4% | $109,313-51.5% | $273,970-80.6% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 9.45% | 29.86%-20.4pp | 22.07%-12.6pp | 41.46%-32.0pp |
| Employer contribution / active EE | $3,353 | $5,619-40.3% | $3,892-13.9% | $4,869-31.1% |
| Participant deferral / active EE | $9,659 | $3,932+145.6% | $3,166+205.0% | $5,287+82.7% |
| Admin fee / account holder | $1,319 | $8,076-83.7% | $5,666-76.7% | $10,132-87.0% |