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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,533 | $93,117+56.3% | $77,096+88.8% | $134,532+8.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -17.83% | 62.67%-80.5pp | 42.35%-60.2pp | 418.27%-436.1pp |
| Employer contribution / active EE | $8,807 | $3,420+157.5% | $2,814+212.9% | $4,741+85.8% |
| Participant deferral / active EE | $12,073 | $5,241+130.3% | $4,429+172.6% | $6,401+88.6% |
| Admin fee / account holder | $1,095 | $6,948-84.2% | $5,428-79.8% | $11,429-90.4% |