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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,761 | $100,073+106.6% | $85,126+142.9% | $145,877+41.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.49% | 84.11%-74.6pp | 66.63%-57.1pp | 551.28%-541.8pp |
| Employer contribution / active EE | $9,898 | $3,236+205.8% | $2,731+262.4% | $4,663+112.3% |
| Participant deferral / active EE | $14,720 | $5,294+178.0% | $4,523+225.4% | $6,691+120.0% |
| Admin fee / account holder | $3,344 | $7,261-53.9% | $6,160-45.7% | $13,402-75.0% |