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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,561 | $228,395+38.6% | $185,861+70.3% | $158,982+99.1% |
| Participation rate | 80.0% | 82.3%-2.3pp | 78.0%+2.0pp | 82.0%-2.0pp |
| Annual return | 11.92% | 40.82%-28.9pp | 35.96%-24.0pp | 302.99%-291.1pp |
| Employer contribution / active EE | $15,220 | $4,968+206.4% | $4,088+272.3% | $4,763+219.6% |
| Participant deferral / active EE | $9,875 | $6,417+53.9% | $5,634+75.3% | $5,983+65.0% |
| Admin fee / account holder | $12,097 | $11,869+1.9% | $9,503+27.3% | $11,252+7.5% |