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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,162 | $93,124+215.9% | $77,100+281.5% | $134,545+118.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -22.90% | 62.68%-85.6pp | 42.35%-65.3pp | 418.37%-441.3pp |
| Employer contribution / active EE | $1,028 | $3,421-70.0% | $2,815-63.5% | $4,742-78.3% |
| Participant deferral / active EE | $16,200 | $5,242+209.0% | $4,430+265.7% | $6,401+153.1% |
| Admin fee / account holder | $4,312 | $6,970-38.1% | $5,443-20.8% | $11,431-62.3% |