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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,784 | $209,422-33.3% | $178,503-21.7% | $158,982-12.1% |
| Participation rate | 94.4% | 86.4%+8.1pp | 81.9%+12.5pp | 82.0%+12.5pp |
| Annual return | 11.80% | 188.81%-177.0pp | 151.12%-139.3pp | 302.99%-291.2pp |
| Employer contribution / active EE | $4,331 | $5,707-24.1% | $5,011-13.6% | $4,763-9.1% |
| Participant deferral / active EE | $4,712 | $5,955-20.9% | $5,202-9.4% | $5,983-21.2% |
| Admin fee / account holder | $725 | $17,079-95.8% | $13,987-94.8% | $11,252-93.6% |