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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,561 | $129,737-68.0% | $119,126-65.1% | $154,746-73.1% |
| Participation rate | 61.1% | 78.9%-17.7pp | 75.8%-14.6pp | 80.7%-19.6pp |
| Annual return | 19.66% | 379.08%-359.4pp | 282.11%-262.4pp | 172.34%-152.7pp |
| Employer contribution / active EE | $1,848 | $4,375-57.8% | $4,034-54.2% | $4,379-57.8% |
| Participant deferral / active EE | $3,407 | $5,842-41.7% | $5,318-35.9% | $6,730-49.4% |
| Admin fee / account holder | $350 | $11,961-97.1% | $10,693-96.7% | $14,365-97.6% |