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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,561 | $111,535-62.7% | $105,223-60.5% | $137,256-69.7% |
| Participation rate | 61.1% | 78.1%-17.0pp | 75.0%-13.9pp | 80.0%-18.8pp |
| Annual return | 19.66% | 237.85%-218.2pp | 180.65%-161.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,848 | $3,939-53.1% | $3,689-49.9% | $4,156-55.5% |
| Participant deferral / active EE | $3,407 | $5,500-38.1% | $5,072-32.8% | $6,407-46.8% |
| Admin fee / account holder | $350 | $9,721-96.4% | $8,859-96.0% | $12,270-97.1% |