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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,974 | $154,209-81.9% | $130,062-78.5% | $139,487-79.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | -0.88% | 32.52%-33.4pp | -137.37%+136.5pp | 373.84%-374.7pp |
| Employer contribution / active EE | $7,849 | $5,292+48.3% | $4,322+81.6% | $4,755+65.1% |
| Participant deferral / active EE | $3,629 | $6,709-45.9% | $5,821-37.6% | $6,713-45.9% |
| Admin fee / account holder | $1,147 | $13,988-91.8% | $10,601-89.2% | $11,407-89.9% |