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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,915 | $135,956-93.4% | $123,894-92.8% | $273,972-96.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 383.08% | 56.63%+326.5pp | 47.52%+335.6pp | 41.46%+341.6pp |
| Employer contribution / active EE | $6,800 | $5,170+31.5% | $4,617+47.3% | $4,869+39.7% |
| Participant deferral / active EE | $11,735 | $6,343+85.0% | $5,984+96.1% | $5,287+121.9% |
| Admin fee / account holder | $160,004 | $9,817+1529.8% | $8,357+1814.6% | $10,133+1479.1% |