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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,102 | $78,694+269.9% | $67,652+330.3% | $125,389+132.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -4.44% | 9.46%-13.9pp | 6625.40%-6629.8pp | 282.24%-286.7pp |
| Employer contribution / active EE | $30,262 | $3,044+894.2% | $2,266+1235.7% | $4,866+521.9% |
| Participant deferral / active EE | $19,056 | $4,292+344.0% | $3,560+435.3% | $5,352+256.1% |
| Admin fee / account holder | $413 | $7,403-94.4% | $4,821-91.4% | $9,541-95.7% |