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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,616 | $153,769-95.0% | $133,975-94.3% | $273,972-97.2% |
| Participation rate | 82.4% | 88.4%-6.0pp | 87.1%-4.7pp | 83.0%-0.7pp |
| Annual return | 9.20% | 36.51%-27.3pp | 29.29%-20.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,703 | $6,958-32.4% | $6,282-25.1% | $5,287-11.1% |
| Admin fee / account holder | $1,537 | $11,765-86.9% | $9,324-83.5% | $10,133-84.8% |