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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,940 | $88,815+270.4% | $81,882+301.7% | $145,897+125.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.17% | 1033.75%-1024.6pp | 779.47%-770.3pp | 552.29%-543.1pp |
| Employer contribution / active EE | $14,339 | $3,086+364.6% | $2,916+391.7% | $4,663+207.5% |
| Participant deferral / active EE | $12,253 | $4,647+163.7% | $4,323+183.4% | $6,689+83.2% |
| Admin fee / account holder | $3,166 | $8,434-62.5% | $7,360-57.0% | $13,390-76.4% |