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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,335 | $115,796-57.4% | $101,264-51.3% | $158,950-69.0% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 27.91% | 56.15%-28.2pp | 46.48%-18.6pp | 302.91%-275.0pp |
| Employer contribution / active EE | $1,903 | $4,175-54.4% | $3,660-48.0% | $4,762-60.0% |
| Participant deferral / active EE | $4,757 | $4,958-4.1% | $4,370+8.8% | $5,983-20.5% |
| Admin fee / account holder | $478 | $7,247-93.4% | $5,947-92.0% | $11,248-95.8% |