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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,991 | $183,516-85.3% | $155,534-82.6% | $145,884-81.5% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 17.13% | 61.43%-44.3pp | 64.92%-47.8pp | 551.85%-534.7pp |
| Employer contribution / active EE | $3,377 | $5,315-36.5% | $4,675-27.8% | $4,662-27.6% |
| Participant deferral / active EE | $10,195 | $6,467+57.7% | $5,630+81.1% | $6,690+52.4% |
| Admin fee / account holder | $23,686 | $19,293+22.8% | $15,900+49.0% | $13,392+76.9% |