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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,136 | $138,102+86.9% | $125,381+105.9% | $134,532+91.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.85% | 750.73%-772.6pp | 572.31%-594.2pp | 418.27%-440.1pp |
| Employer contribution / active EE | $6,819 | $5,245+30.0% | $4,815+41.6% | $4,741+43.8% |
| Participant deferral / active EE | $4,207 | $7,801-46.1% | $7,448-43.5% | $6,401-34.3% |
| Admin fee / account holder | $3,368 | $11,568-70.9% | $10,007-66.3% | $11,429-70.5% |