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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,762 | $50,947+11.4% | $74,551-23.9% | $64,173-11.5% |
| Participation rate | 84.5% | 61.1%+23.4pp | 69.1%+15.3pp | 69.6%+14.9pp |
| Annual return | -66.86% | -1.85%-65.0pp | 32.53%-99.4pp | 7.63%-74.5pp |
| Employer contribution / active EE | $2,768 | $1,115+148.1% | $1,961+41.1% | $2,381+16.2% |
| Participant deferral / active EE | $9,454 | $2,302+310.8% | $3,108+204.2% | $3,470+172.5% |
| Admin fee / account holder | $5,071 | $4,221+20.1% | $5,059+0.2% | $4,887+3.8% |