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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,294 | $59,456+50.2% | $93,669-4.7% | $74,429+20.0% |
| Participation rate | 47.0% | 59.6%-12.6pp | 68.7%-21.7pp | 67.2%-20.2pp |
| Annual return | 11.72% | 82.00%-70.3pp | 133.59%-121.9pp | 1368.38%-1356.7pp |
| Employer contribution / active EE | $727 | $1,266-42.5% | $2,424-70.0% | $2,625-72.3% |
| Participant deferral / active EE | $2,406 | $3,052-21.2% | $4,416-45.5% | $4,348-44.7% |
| Admin fee / account holder | $4,603 | $3,026+52.1% | $8,291-44.5% | $1,944+136.8% |