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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,294 | $59,402+50.3% | $93,654-4.7% | $74,546+19.8% |
| Participation rate | 47.0% | 59.7%-12.7pp | 68.7%-21.7pp | 67.2%-20.2pp |
| Annual return | 11.72% | 81.86%-70.1pp | 133.34%-121.6pp | 1366.03%-1354.3pp |
| Employer contribution / active EE | $727 | $1,265-42.5% | $2,421-70.0% | $2,624-72.3% |
| Participant deferral / active EE | $2,406 | $3,049-21.1% | $4,413-45.5% | $4,347-44.7% |
| Admin fee / account holder | $4,603 | $3,023+52.3% | $8,282-44.4% | $1,944+136.8% |