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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,754 | $198,461-85.0% | $170,436-82.5% | $147,585-79.8% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 16.64% | 257.30%-240.7pp | 205.94%-189.3pp | 578.57%-561.9pp |
| Employer contribution / active EE | $2,038 | $6,184-67.0% | $5,433-62.5% | $4,876-58.2% |
| Participant deferral / active EE | $2,578 | $5,629-54.2% | $4,939-47.8% | $5,439-52.6% |
| Admin fee / account holder | $303 | $16,852-98.2% | $13,880-97.8% | $10,885-97.2% |