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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,744 | $108,285-84.5% | $77,552-78.4% | $158,982-89.5% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | -18.42% | 31.69%-50.1pp | 54.82%-73.2pp | 302.99%-321.4pp |
| Employer contribution / active EE | $1,165 | $1,325-12.1% | $987+18.1% | $4,763-75.5% |
| Participant deferral / active EE | $4,332 | $2,455+76.4% | $1,861+132.8% | $5,983-27.6% |
| Admin fee / account holder | $4,499 | $3,709+21.3% | $2,859+57.4% | $11,252-60.0% |