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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,432 | $72,404-80.1% | $110,243-86.9% | $64,173-77.5% |
| Participation rate | 47.1% | 73.3%-26.3pp | 79.8%-32.8pp | 69.6%-22.5pp |
| Annual return | 50.42% | -6.29%+56.7pp | 314.76%-264.3pp | 7.63%+42.8pp |
| Employer contribution / active EE | $1,298 | $2,282-43.1% | $3,827-66.1% | $2,381-45.5% |
| Participant deferral / active EE | $2,474 | $3,469-28.7% | $4,672-47.1% | $3,470-28.7% |
| Admin fee / account holder | $130 | $5,664-97.7% | $8,548-98.5% | $4,887-97.3% |