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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,938 | $106,551-39.1% | $91,225-28.8% | $134,532-51.7% |
| Participation rate | 92.9% | 76.8%+16.1pp | 73.2%+19.7pp | 81.2%+11.6pp |
| Annual return | -21.67% | 160.78%-182.4pp | 114.12%-135.8pp | 418.27%-439.9pp |
| Employer contribution / active EE | $2,442 | $3,331-26.7% | $2,851-14.3% | $4,741-48.5% |
| Participant deferral / active EE | $393 | $4,718-91.7% | $4,233-90.7% | $6,401-93.9% |
| Admin fee / account holder | $540 | $6,234-91.3% | $5,422-90.0% | $11,429-95.3% |