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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,366 | $135,956+131.2% | $123,894+153.7% | $273,972+14.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.42% | 56.63%-51.2pp | 47.52%-42.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $10,389 | $5,170+101.0% | $4,617+125.0% | $4,869+113.4% |
| Participant deferral / active EE | $12,575 | $6,343+98.3% | $5,984+110.1% | $5,287+137.8% |
| Admin fee / account holder | $1,828 | $9,817-81.4% | $8,357-78.1% | $10,133-82.0% |