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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,012 | $112,112-56.3% | $95,956-48.9% | $158,950-69.2% |
| Participation rate | 89.5% | 79.0%+10.5pp | 77.1%+12.4pp | 82.0%+7.5pp |
| Annual return | 0.00% | 171.15%-171.1pp | 91.63%-91.6pp | 302.91%-302.9pp |
| Employer contribution / active EE | $1,389 | $3,199-56.6% | $2,541-45.3% | $4,762-70.8% |
| Participant deferral / active EE | $3,167 | $4,784-33.8% | $4,167-24.0% | $5,983-47.1% |
| Admin fee / account holder | $307 | $10,134-97.0% | $6,797-95.5% | $11,248-97.3% |