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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,854 | $55,446-13.7% | $155,574-69.2% | $74,429-35.7% |
| Participation rate | 18.6% | 61.9%-43.3pp | 78.2%-59.6pp | 67.2%-48.6pp |
| Annual return | 17.52% | 269.20%-251.7pp | 64.87%-47.3pp | 1368.38%-1350.9pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,676-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,922 | $2,836-32.2% | $5,629-65.9% | $4,348-55.8% |
| Admin fee / account holder | $782 | $1,743-55.1% | $15,914-95.1% | $1,944-59.8% |