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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,965 | $81,476+30.1% | $102,383+3.5% | $80,925+30.9% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 10.59% | 25.59%-15.0pp | 24.94%-14.3pp | 35.65%-25.1pp |
| Employer contribution / active EE | $1,900 | $3,105-38.8% | $3,870-50.9% | $2,756-31.0% |
| Participant deferral / active EE | $4,548 | $3,871+17.5% | $5,060-10.1% | $4,299+5.8% |
| Admin fee / account holder | $21,481 | $6,717+219.8% | $8,391+156.0% | $6,940+209.5% |