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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,965 | $81,504+30.0% | $102,437+3.4% | $80,959+30.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 10.59% | 25.60%-15.0pp | 24.95%-14.4pp | 35.67%-25.1pp |
| Employer contribution / active EE | $1,900 | $3,104-38.8% | $3,871-50.9% | $2,757-31.1% |
| Participant deferral / active EE | $4,548 | $3,871+17.5% | $5,060-10.1% | $4,300+5.7% |
| Admin fee / account holder | $21,481 | $6,719+219.7% | $8,388+156.1% | $6,925+210.2% |