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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,619 | $93,124+154.1% | $77,100+206.9% | $134,545+75.9% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -17.81% | 62.68%-80.5pp | 42.35%-60.2pp | 418.37%-436.2pp |
| Employer contribution / active EE | $3,519 | $3,421+2.9% | $2,815+25.0% | $4,742-25.8% |
| Participant deferral / active EE | $10,410 | $5,242+98.6% | $4,430+135.0% | $6,401+62.6% |
| Admin fee / account holder | $81,462 | $6,970+1068.8% | $5,443+1396.5% | $11,431+612.7% |