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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,117 | $156,398+53.5% | $147,318+63.0% | $138,895+72.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 4.40% | 78.75%-74.3pp | 70.43%-66.0pp | 145.39%-141.0pp |
| Employer contribution / active EE | $3,668 | $4,853-24.4% | $4,593-20.1% | $4,194-12.5% |
| Participant deferral / active EE | $14,523 | $8,237+76.3% | $7,906+83.7% | $6,396+127.1% |
| Admin fee / account holder | $961 | $14,976-93.6% | $13,708-93.0% | $12,562-92.3% |