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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,065 | $61,660+62.3% | $80,022+25.0% | $64,173+55.9% |
| Participation rate | 87.1% | 71.7%+15.4pp | 75.8%+11.3pp | 69.6%+17.5pp |
| Annual return | -7.97% | -0.33%-7.6pp | 11.22%-19.2pp | 7.63%-15.6pp |
| Employer contribution / active EE | $2,419 | $1,810+33.6% | $2,468-2.0% | $2,381+1.6% |
| Participant deferral / active EE | $4,127 | $2,968+39.1% | $3,686+12.0% | $3,470+19.0% |
| Admin fee / account holder | $7,243 | $5,417+33.7% | $6,521+11.1% | $4,887+48.2% |