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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,479 | $69,977+16.4% | $108,582-25.0% | $62,881+29.6% |
| Participation rate | 89.7% | 72.9%+16.8pp | 79.6%+10.2pp | 69.3%+20.4pp |
| Annual return | -0.79% | 10.73%-11.5pp | -51.70%+50.9pp | 20.14%-20.9pp |
| Employer contribution / active EE | $4,708 | $2,135+120.5% | $3,758+25.3% | $2,281+106.4% |
| Participant deferral / active EE | $5,611 | $3,165+77.3% | $4,311+30.2% | $3,203+75.2% |
| Admin fee / account holder | $26,624 | $5,076+424.5% | $7,645+248.2% | $4,296+519.8% |